Hamid Karimi Money, Tax & Benefits Tuesday Building a credit score from zero after arriving Banks keep refusing me a credit card because I have no credit history. How do people build it from zero here?
Get on the electoral register if you are eligible, use a credit-builder card for small purchases and pay it off in full each month. Rent can now be reported too. It takes 6 to 12 months.
Also: some banks offer basic accounts with no credit check. Monzo/Starling took me a day.
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